Importantly, Living Benefits may be used any way you choose, including to pay for costs such as: medical expenses, travel, home modifications, living expenses, and more.
The rules have changed. Traditionally you bought individual coverage for each threat faced in life. This led many families to spend north of $800 per month in many cases, simply on protection. The new way manes you can buy one policy, offering multiple benefits, by paying one premium - often $300 or less.
The right kind of life insurance covers multiple needs with one combined solution: disability income, accelerated living benefits, life insurance, and retirement income. Living benefits make our life insurance special. They pay you for terminal illness, chronic illness, critical illness, critical injury, and Alzheimer’s Disease/Lewy Body Dementia. This is what we mean by life insurance that you do not have to die to use.
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